With access to over 65 banks, credit unions and alternative lenders, I have access to countless programs and strategies to help you get the perfect home. For those with excellent credit and work history we can access the lowest rates, for those who face some challenges such as bruised credit, self employed or investors, we have options for you as well.

If you’re looking to restructure your mortgage to pay it off faster or slower, or take out equity for investments, renovations, debt consolidation or even create a safety net with a line of credit, I’m here to help. Or, if your mortgage is up for renewal, reach out to make sure your bank really is offering the best rate available.

Consolidating and shifting car loans, credit card balances and lines of credit into a significantly lower mortgage payment can be a smart financial move. If you’ve been struggling to maintain your minimum payments or aren’t seeing your balance decrease it might be time to talk before your credit score is impacted. I have access to specialty lenders who help with paying out property and income tax arrears.