Steve White - Durham Mortgage Broker | Ajax, Pickering, Whitby, Oshawa

Investment Property Financing

I’m an expert in working with new and experienced real estate investors using a wide range of strategies from flips, buy and hold, BRRR, equity shifting, JVs etc.

As an investor/landlord myself for over 10 years, I’ve used numerous strategies to build my own portfolio and have access to a deep pool of lenders from low-rate banks, alternative lenders for growing portfolios to private lending for quick closings and advanced strategies.

Struggling First Time Buyers

Younger Canadians are struggling to get into their first home and they needs a creative, experienced and stubborn mortgage advisor who won’t give up on them. I’m experienced in advances mortgage strategies and have access to over 70 banks, credit unions and alternative lenders to develop a custom solution.
I’m an expert at working through difficult situations and exhausting all options to find a way to get you into your first home.

Debt Relief and Emergency Loans

Canadians are facing the most difficult and challenging times of our generation. Tens of thousands are out of work and looking for help managing their debts and paying their bills.
I’ve personally been through emotional financial hardships and have dug myself out of deep debts. I use my experiences and what I’ve learned to help others; from debt and credit card restructuring to quick emergency loans, I can help.

About Steve White

A hard working single dad of a teenaged daughter, active Rotary Club member, volunteer and board of director of Durham’s only youth homeless shelter, I’m committed to caring and helping others.

I became a mortgage advisor after learning about money after struggling financially for several years; teetering on the edge of bankruptcy. After learning how to budget, save and invest I purchased my first family home. I continued to learn about investing and finance and in the decade since picking up my first book on money I have invested and now own several rental properties that provide a monthly income and secure retirement.

I now use what I’ve learned to help others pull themselves from debt as well as help both new and experienced real estate investors finance their rental property purchases using a range of basic and advanced strategies.

Why Work With Steve?

Better technology, more experience, better solutions and more caring than most mortgage brokers.

Experienced

Connected

Specialized

Accessable

Organized

Caring

I’ve done a lot!

After years of financially struggling to becoming an investor with a growing portfolio of numerous income properties, I’ve learned a lot!
I’ve worked my way from the bottom and understand struggle.

I Have Access to Answers

With access to over 70 lenders from big banks, alternative lenders to private financing, memberships to numerous trade associations and personal connections to hundreds of specialists.
I’m able to find the answers to the most complicated real estate and mortgage problems.

I solve tough problems

From helping those struggling with debts, to young buyers unable to qualify, to new and experienced real estate investors looking to grow a portfolio.
I specialize in difficult situation most banks and brokers aren’t able or willing to solve.

Reach Me on Numerous Platforms

Connect with me how you’re comfortable. From quick and low-pressure texted questions, emails, web chats, video conferencing, phone calls to Whatsapp, Facebook Messenger and Instagram DMs.
I’m available to answer all your questions on your preferred platform.

Using Technology and Automation

I rely heavily on using cutting edge technology to provide you the best service possible.
From automated reminders, tracking systems through to digital signatures and encryption to make this process as easy, safe and efficient as possible.

I Help People

Above all my personal motivation and happiness comes from helping others. Not only do I help rescue clients from debt, investors build multi-million dollar portfolios, but I also donate a portion of all my income to those in need, volunteer a significant amount of time and sit on several charity boards of directors.
I really do care.

People I've Helped

What People Are Saying

“

I’ve had the opportunity to work with Steve over the past year with respect to his income properties. Steve takes pride in his work and pays great attention to detail. He is a very hands-on person making him very proactive in all aspects of real estate and has always been able to offer insight, expertise, experience, suggestions to improve our property values and way of community life for the better.

Cheryl, Property Manager
I have worked with Steve on and off for eight years. Steve’s ability to manage and work with a large and diverse group of people are second to none. He is never hesitant to go the extra mile on behalf of our clients. He remains up to date in terms of industry knowledge and trends.

I highly recommend Steve for not only his technical and professional abilities, but also for his ability to navigate difficult situations with tact and a sense of humour.

Ruth, Collegue
Steve was very knowledgeable and had really great advice. As it was our first mortgage renewal, he held our hand every step of the way. He went above and beyond the call of duty. He was very patient with us, and for that we are grateful! He made himself available throughout the whole process to answer our questions and was very thorough. Thanks Steve for your help and hard work!

Danielle
Steve is a straight-forward, hard working person with a strong moral ethic. He’s primary focus is to his clients. Steve helped me transition from home ownership on to the property ladder as a landlord with direction on mortgage financing and how to leverage the equity I had built in my first home as a means to fulfill my vision for economic independence.

Diana
I met Steve years ago through networking and soon learned to admire his ambition and enthusiasm toward mortgages and mortgage investments. His creative ways of investing into real estate opened our eyes and now we are looking at ways for our daughter to work with Steve on getting her first home.

Zoltan
Great working with Steve. Walked us through all the steps and had great communication skills that made up feel very comfortable with the process. Not always easy when you live in another province! He is that good.

Andre
Steve helped my husband and I with refinancing. It was very tricky with the kind of work my husband is in, but Steve worked his butt off for us! Would highly recommend him to you!!!

Charlene
Steve helped us find a mortgage with a great rate and great terms. Will definitely talk to him when it’s time to renew!

Chris

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Ready to Get Started?

Click the link below to complete your mortgage application. You’ll be guided step-by-step through the process.
Once you submit I’ll review and be in touch to discuss your options and next step.

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